Gold Standard

Georgia house prices in gold

Where house prices rose and where they fell in the counties and metro areas of Georgia, in gold and in US dollars.

Georgia on the state map

From 2020 to 2025, 1 of 131 counties with a figure got more expensive in gold and 130 cheaper. Macon County rose most (+6.7 %) and Charlton County fell most (−34.8 %).

−25.6 % or less0 %+6.7 % or more
No figure (28)
Metro area. Its own figure is quarterly, to Q2 2026 (FHFA Expanded-Data), and shown in the panel and the metro table, not in the colors.

Colors: county figures, annual (FHFA County HPI) · 2020 to 2025

Change of the county house price index in gold. Full color at the 95th percentile of the falls; grey is no change.

Georgia

State · quarterly · as on the state mapQ2 2021 to Q2 2026

▼ −44.4 %in gold

FHFA Purchase-Only state index: the same figure as on the state map, for its quarters.

Same years as the map

annual average · 2020–2025

▼ −19.5 %in gold

The same Purchase-Only index, averaged over each year: comparable in time with the county colors.

Expanded-Data

quarterly · Q2 2021 to Q2 2026

▼ −44.4 %in gold

Sales only, including FHA and cash sales: the index of the metro areas.

On the state map

The figure above is the one Georgia shows on the state map.

Show Georgia on the state map
  • In gold−44.4 %
  • In US dollars+38.9 %
Georgia: County house price index in goldWhole history in grey, selected period in color. 50.1 to 341.0.

Whole history in grey · Selected period in color

Show as table
Source and methodology

Counties: FHFA County HPI (developmental), annual, All-Transactions: repeat sales and refinance appraisals of Fannie Mae and Freddie Mac mortgages. Start year = 100; gold at its annual average. The state’s figure is FHFA’s Purchase-Only state index, the figure of the state map, for the quarters named at it.

FHFA County HPI and Expanded-Data HPI · snapshot 2026-10-22

Rose most

1 counties rose

Fell most

130 counties fell

Show all 159 counties as a table
Change of the county house price index from 2020 to 2025, strongest rise first. 28 counties have no figure for this period.
CountyIn goldIn US dollars
+6.7 %+108.2 %
−0.7 %+93.8 %
−2.7 %+89.7 %
−5.3 %+84.8 %
−7.2 %+81.1 %
−8.1 %+79.3 %
−8.1 %+79.2 %
−8.4 %+78.6 %
−8.5 %+78.5 %
−8.8 %+77.9 %
−9.2 %+77.1 %
−9.9 %+75.8 %
−10.0 %+75.5 %
−10.6 %+74.4 %
−10.8 %+73.9 %
−10.9 %+73.8 %
−11.0 %+73.7 %
−11.4 %+72.8 %
−11.7 %+72.2 %
−11.7 %+72.2 %
−11.8 %+72.1 %
−12.1 %+71.5 %
−12.1 %+71.4 %
−12.2 %+71.2 %
−12.5 %+70.8 %
−12.6 %+70.5 %
−12.6 %+70.5 %
−12.7 %+70.3 %
−13.1 %+69.5 %
−13.2 %+69.4 %
−13.2 %+69.4 %
−13.2 %+69.3 %
−13.3 %+69.2 %
−13.5 %+68.7 %
−13.8 %+68.1 %
−13.9 %+67.9 %
−14.0 %+67.8 %
−14.1 %+67.6 %
−14.1 %+67.6 %
−14.1 %+67.6 %
−14.2 %+67.3 %
−14.3 %+67.3 %
−14.3 %+67.2 %
−14.3 %+67.1 %
−14.4 %+67.0 %
−14.4 %+66.9 %
−14.6 %+66.6 %
−14.9 %+66.1 %
−15.0 %+65.7 %
−15.1 %+65.7 %
−15.2 %+65.4 %
−15.3 %+65.2 %
−15.5 %+64.8 %
−15.7 %+64.4 %
−15.7 %+64.4 %
−15.7 %+64.4 %
−15.7 %+64.4 %
−16.1 %+63.7 %
−16.1 %+63.6 %
−16.4 %+63.1 %
−16.5 %+62.9 %
−16.7 %+62.4 %
−16.7 %+62.4 %
−16.8 %+62.4 %
−16.8 %+62.4 %
−16.8 %+62.3 %
−16.8 %+62.3 %
−16.8 %+62.3 %
−16.9 %+62.1 %
−17.0 %+62.0 %
−17.1 %+61.7 %
−17.4 %+61.2 %
−17.5 %+61.0 %
−17.5 %+60.9 %
−17.7 %+60.6 %
−17.7 %+60.5 %
−17.8 %+60.4 %
−17.9 %+60.2 %
−17.9 %+60.2 %
−17.9 %+60.2 %
−18.1 %+59.8 %
−18.1 %+59.8 %
−18.2 %+59.5 %
−18.5 %+59.0 %
−18.6 %+58.8 %
−18.9 %+58.3 %
−19.0 %+58.0 %
−19.0 %+58.0 %
−19.1 %+57.8 %
−19.3 %+57.5 %
−19.4 %+57.2 %
−19.6 %+56.8 %
−20.0 %+56.1 %
−20.5 %+55.1 %
−20.6 %+54.9 %
−20.6 %+54.9 %
−20.6 %+54.9 %
−20.7 %+54.8 %
−20.8 %+54.5 %
−20.9 %+54.4 %
−21.1 %+53.9 %
−21.1 %+53.9 %
−21.2 %+53.6 %
−21.3 %+53.5 %
−21.3 %+53.5 %
−21.6 %+52.9 %
−21.7 %+52.7 %
−21.8 %+52.6 %
−22.1 %+52.0 %
−22.3 %+51.5 %
−23.1 %+49.9 %
−23.5 %+49.2 %
−23.7 %+48.9 %
−24.0 %+48.2 %
−24.4 %+47.5 %
−24.5 %+47.3 %
−24.5 %+47.2 %
−24.7 %+46.9 %
−24.8 %+46.6 %
−24.9 %+46.5 %
−25.0 %+46.3 %
−25.0 %+46.2 %
−25.1 %+46.1 %
−25.3 %+45.7 %
−25.8 %+44.7 %
−27.5 %+41.4 %
−27.7 %+41.0 %
−29.4 %+37.7 %
−30.9 %+34.9 %
−32.2 %+32.2 %
−34.8 %+27.2 %
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Metro areas in Georgia

Change of FHFA’s quarterly Expanded-Data index (sales only), Q2 2021 to Q2 2026: a later period than the county map, which ends with 2025. A metro area that crosses the state border carries the figure of the whole metro area.
Metro areaIn goldIn US dollarsCounties in Georgia
Brunswick-St. Simons, GA−39.2 %+51.7 %3
Savannah, GA−40.7 %+48.2 %3
Athens-Clarke County, GA−41.8 %+45.4 %4
Hinesville, GA−41.9 %+45.1 %2
Warner Robins, GA−42.2 %+44.3 %2
Chattanooga, TN-GA (whole metro area)−42.3 %+44.0 %3
Valdosta, GA−42.6 %+43.3 %4
Rome, GA−42.6 %+43.2 %1
Macon-Bibb County, GA−43.1 %+42.2 %5
Gainesville, GA−43.6 %+40.8 %1
Albany, GA−43.7 %+40.5 %4
Augusta-Richmond County, GA-SC (whole metro area)−44.8 %+37.7 %5
Dalton, GA−44.9 %+37.7 %2
Atlanta-Sandy Springs-Roswell, GA (MSAD)−46.0 %+34.9 %24
Marietta, GA (MSAD)−46.1 %+34.6 %5
Columbus, GA-AL (whole metro area)−47.0 %+32.2 %6

In numbers

Georgia has 159 counties; 131 have FHFA county figures for 2020 and 2025. The others are hatched: FHFA omits a county year when too few homes were financed or sold.

16 FHFA metro areas are outlined on the county map; 3 cross the state border and carry the figure of the whole metro area. Their quarterly figures reach Q2 2026.

Source and method

Snapshot retrieved 2026-10-22; county figures through 2025 (FHFA update of 2026-03-31), metro and state figures through Q2 2026.

County map
FHFA’s County HPI, annual and not seasonally adjusted, which FHFA calls developmental: repeat sales and refinance appraisals of single-family homes with Fannie Mae or Freddie Mac mortgages. Each year is converted at that year’s average gold price. FHFA omits a county year when its sample is too small; the county is then hatched and no other year is used.
Metro areas
FHFA’s Expanded-Data HPI, quarterly: repeat sales from Fannie Mae and Freddie Mac, FHA and county recorder records, including cash sales, without refinance appraisals. Sales above FHFA’s annual loan limit ceiling are excluded. Each metro area shows FHFA’s relative standard error; small metro areas fluctuate more.
The state’s figure
The main figure for Georgia is the one of the state map: FHFA’s quarterly Purchase-Only index, purchases with Fannie Mae and Freddie Mac mortgages. The panel adds its annual average for the county years and the Expanded-Data state index.
What the figures are
All three are repeat-sales indexes: a home counts when it sells or is appraised again, so first sales of new homes are not measured. They show how prices developed, not a price level.
Why figures differ
The indexes use different samples and periods. Gold rose more in the latest quarters than over the county years, so the same market can fall more against gold in its quarterly metro figure than its counties do on the map.

Map: U.S. Census Bureau 2023 cartographic county boundaries (1:5,000,000), shapes generalized by the Census Bureau; metro areas from the OMB 2023 delineation. House price indexes: Federal Housing Finance Agency.